HEALTH INSURANCE
The Northeast Kingdom Chamber of Commerce offers an affordable, flexible and comprehensive health insurance plan for our members with 50 or fewer employees.
- NO GATEKEEPER - You choose the doctor you want from CIGNA’s extensive statewide network in Vermont and New Hampshire.
- WIDESPREAD COVERAGE - Includes an unlimited lifetime maximum.
- PROVIDERS BILL CIGNA DIRECTLY - No paperwork for you
- PREVENTATIVE CARE IS EMPHASIZED - No charge for mammograms, a co-pay for most outpatient treatments and prescriptions, and includes a healthy baby program.
- OPTIONS TO SUIT YOUR NEEDS - There are now five plans to choose from, with a $2,250 and $3,500 Health Savings Account plans possible.
2008 MONTHLY RATES
| CIGNA PPO |
SINGLE
PREMIUM |
TWO-PERSON
PREMIUM |
FAMILY
PREMIUM |
MEDICARE
SUPPMENT |
| $600 |
$622.00 |
$1,227.00 |
$1,650.00 |
$521.00 |
| $1,000 |
$370.00 |
$722.00 |
$964.00 |
$311.00 |
| $2,500 |
$273.00 |
$535.00 |
$757.00 |
$218.00 |
| $3,000 |
$290.00 |
$572.00 |
$806.00 |
$231.00 |
|
HSA $2,250 |
$270.00 |
$526.00 |
$746.00 |
$214.00 |
|
HSA $3,500 |
$234.00 |
$454.00 |
$643.00 |
$186.00 |
*Effective 01/01/2008 to 12/31/2008. Must be a NEK Chamber member to be on plan.
CONTACT:
Northeast Kingdom Chamber
51 Depot Square-Ste. 3
St. Johnsbury, VT 05819
(802) 748-3678
E-mail: director@nekchamber.com
The U-Selects benefits program from Worksite Solutions is definitely worth a closer look. It’s one of the most comprehensive voluntary benefit plans available today. U-Select is unique because it offers much more than insurance solutions - it provides a comprehensive package that can help ease your overall business administration. Just look at some reasons why businesses need Worksite Solutions.
- Attracts employees without using recruiters
- Retains good employees without relying on human resources
- Expands your benefit package without hiring consultants
- Empowers employees to select benefits based on their needs
- Keeps your business expenses in check without asking more of your accountant or bookkeeper.
Many businesses and organizations nationwide have already implemented the U-Select program - and for good reason. The U-Select program is only available through Worksite Solutions. Plus through a special arrangement with BeneTrax, Inc., you will also receive BeneTrax™ benefits software (endorsed by the U.S. Chamber of Commerce) at no charge when you select Custom Benefits Statements for your employees.
CONTACT:
David French, Account Executive
Worksite Solutions
(802) 334-3176
E-mail: David.French@combined.com, www.combined.com
The Northeast Kingdom Chamber of Commerce is very pleased to offer a significant new, tax-qualified, health insurance benefit that we offer to chamber members. This program, Long Term Care (LTC) insurance will keep your company on the leading edge of employee benefit packages. The LTC insurance program provides financial protection for your employees and their relatives, who are not your employees, against the very high costs associated with home health care, assisted living and nursing home care.
Some key features include:
- A special chamber premium discount applies to your employees and to all relatives of your employees regardless of whom pays the premium
- Attractive tax advantages available to employers, employees and family members
- Benefit can either be employer-paid or employer-sponsored (endorsed but not sponsored by employer)
- Your company can choose to offer this benefit to all employees, or to only certain categories of employees (e.g. executives, managers, etc.)
- LTC insurance for employees’ close relatives may keep the employee working full time, instead of care giving
- A free one-year membership in a discount prescription drug program.
CONTACT:
Northeast Kingdom Chamber
51 Depot Square-Ste. 3
St. Johnsbury, VT 05819
(802) 748-3678
E-mail: director@nekchamber.com
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